SERVICES
Specialising in home loans and business finance including investment and construction loans, ROY Financial can help tailor a solution for you.
Home loans
Firstly, congratulations!
As millions of Australians will testify, there’s nothing like owning your own home.
And whether you’re a first home buyer, a real estate market veteran or simply want to refinance, we can help you secure a home loan with a reputable lender at competitive rates.
We’ll work out with you how much you can borrow, the term of your loan, think about your future needs and roll it all into one easy package.
We don’t just blindly choose any old rate – we’ll individually negotiate the best deal we can before recommending a set of loan offers to you.
Let us make finding finance hassle free…call Roy Financial Services to book a no obligation appointment.
Investment loans
Choosing to invest in the traditionally strong Australian real estate market is a smart move.
Location, price and availability of tenants are just some of the considerations when looking at property investment…and in the process of researching the best places to sink your hard earned cash, the importance of getting the right investment loan can sometimes be overlooked.
We will help you focus your investment property goals and secure a lender and finance deal that works with you to reduce your liability and meet your long term needs.
Let us make finding finance hassle free…call Roy Financial Services to book a no obligation appointment.
Business finance
As your business grows, so does the need for new equipment, premises or vehicles.
Expert assistance in business finance is vital in ensuring you have the right deal to help your client and profit base grow.
We can also help you purchase an established business or franchise business, assisting you through the sometimes nerve-wracking negotiation and contract stages!
We’ll work with you and your preferred lender to streamline and tailor a business finance package that balances the growth of your business with it’s liabilities and assets.
And, our help doesn’t end once you’ve signed the paperwork…we’ll continue to review your business finance and recommend improvements or savings throughout the life of your loan.
Let us make finding finance hassle free…call Roy Financial Services to book a no obligation appointment.
Construction finance
Borrowing for property development is a specialised area of finance that can be confusing for people new to the industry.
By leveraging the excellent professional relationships we have established with reputable lenders across Australia, we’ll help you identify the right finance package for your development needs.
Our expert market knowledge and personalised attention to detail will set your construction project on a firm foundation, even before the first brick is laid.
Let us make finding finance hassle free…call Roy Financial Services to book a no obligation appointment.
Equipment finance
Trying to balance your business growth with investment in equipment can be tricky.
Your client base is growing, which is great, but if you don’t quite have the cash flow to purchase vital medical equipment, new or used vehicles, trucks or tractors, your growth may be affected.
We’ll talk you through the options for getting new equipment, such as commercial hire purchase, leasing or through a mortgage.
We’ll also help you identify the equipment necessary to progress your business to the next level, source and compare equipment finance packages and guide you effortlessly through the process.
Let us make finding finance hassle free…call Roy Financial Services to book a no obligation appointment.
Self managed super funds
A highly complex area of finance subject to strict regulation, a self managed super fund should only be undertaken in conjunction with specialist advice and with access to ongoing support.
If you’re looking to purchase property through your SMSF in order to build wealth, you should first sit down with your finance broker to go through ideas and recommendations before building a portfolio.
We’ll work with you and your accountant to achieve an easy to manage SMSF that focuses on your current needs and future goals for wealth creation.
Let us make finding finance hassle free…call Roy Financial Services to book a no obligation appointment.